Platinum Finance

Services

Personal Finance

Fast decisions. Flexible amounts. Finance shaped around your plans.

4.9 · 442 Google reviews

Repayment Estimator

$
$3,000$200,000

Estimated repayments at 14.99% p.a.

Weekly

$115

Fortnightly

$229

Monthly

$497

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Estimate only — calculator terms apply

What We Offer

Tailored lending, handled properly.

Personal finance should fit your life, not force you into a rigid lending box. We compare trusted lenders and structure loan options that support renovations, travel, major purchases, or unexpected costs with clarity from the start.

  • Access to 15+ lenders
  • Clear repayment options
  • Paperless application support
  • Guidance matched to your goals
Personal Finance

How It Works

Simple, Fast, Stress-Free

01

Tell Us Your Needs

Fill in a quick form — it only takes a few minutes.

02

We Shop 15+ Lenders

Our brokers find the best rate for your situation

03

You Get Funded

Fast funding once you’re approved

FAQ

Answers before you apply.

Personal finance can help with renovations, holidays, events, medical costs, and other planned expenses.

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Protect both your car and loan repayments with cover options that are tailored to suit your situation.

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Ready To Get Started?

Secure the right finance with a broker in your corner.

Apply in minutes and let us do the lender shopping for you.

Apply Now

Loan Example

Personal Loan Example

If you were to borrow $10,000.00 over 24 months with a fixed interest rate of 10.95% p.a., your total repayment amount would be $11,459.76 which includes all interest and applicable fees. In this case an establishment fee of $250.00 has been applied. This would be repaid in 24 monthly installments of $477.49.

Your total cost of credit providing you complete the full term is $1,209.76.

We offer loan terms ranging from 12 to 84 months, with interest rates between 8.95% and 29.99% APR, depending on factors such as your credit history, financial situation, and whether security is provided.

  • Loan approval is subject to lender criteria, affordability checks, and responsible lending guidelines. The final loan amount, interest rate, and fees will vary based on individual circumstances.
  • Repayment estimates are for illustration purposes only and do not constitute an official quote or approval. The lender will confirm the final terms upon assessment.
  • Additional fees may apply, including establishment, introducer, and PPSR fees, which will be outlined in the loan agreement. Establishment fees can vary from $125.00 up to $355.00 depending on the Financier, and introducer fees can vary from $0.00 up to $2,500.00 depending on the size of the loan and time spent facilitating the transaction.
  • You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.

If approved, same-day funding may be available if all required loan documents are completed and verified before 2 PM.