Disclaimer

1. General Information Only

Information provided serves general purposes only. It functions as guidance rather than personalised financial, legal, tax, or investment advice. Customers should obtain independent professional guidance before acting on website information.

2. Broker / Intermediary Role

Platinum Finance operates as a finance broker and intermediary. Unless explicitly noted otherwise, the company is not the lender or credit provider. Third-party lenders determine approval, interest rates, fees, and terms based on their criteria and applicant circumstances.

3. No Guarantee of Approval or Outcomes

Submitting inquiries or applications does not guarantee:

• Finance approval
• Particular lending outcomes
• Specific interest rates
• Fees or loan terms
• Settlement timeframes

Lenders retain sole authority over lending decisions.

4. Accuracy of Information

We make reasonable efforts to keep website content current and accurate, though no guarantees exist regarding completeness, accuracy, currency, suitability, or freedom from errors. Content may be updated, amended, or removed without notice.

5. No Reliance / Representations

Website content should not be interpreted as promises or guarantees concerning future lending outcomes or services. Examples and case studies are illustrative only and may not reflect future results.

6. Customer Responsibilities

Applicants must provide accurate, complete, non-misleading information and promptly notify the company of material circumstance changes. All applicants must be legally eligible to enter contracts in New Zealand.

7. Third Party Links and Services

The website contains links to third-party sites not controlled by Platinum Finance. The company bears no responsibility for third-party content, privacy practices, availability, or services. Users access such sites at their own risk.

8. Website Availability

We do not guarantee uninterrupted access or that the website will remain available, secure, or free from viruses, defects, or technical issues.

9. Liability

To the maximum extent permitted by law, the company excludes liability for losses or damages arising from website use, information reliance, errors, unavailability, interruptions, third-party services, or content misinterpretation. Lawfully non-excludable liabilities remain unaffected.

10. Changes to this Disclaimer

The company may amend this disclaimer anytime by publishing updated versions on the website.

11. Jurisdiction

The website and disputes are governed by New Zealand law with exclusive jurisdiction in New Zealand courts.

Company Details:
Platinum Finance Limited (FSP40922)
Level 1, 110 Armagh Street, Christchurch, 8011
Class 2 Financial Advice Provider License (Financial Markets Authority)